Business Resource Guide for Hurricane Ian
For those businesses which have experienced damage due to Hurricane Ian, insurance may offer some relief. Leech Tishman Insurance Coverage Group Leader Michael H. Sampson discusses the steps a business should take following a hurricane in this video.
While language and coverage differs among insurance policies, many standard commercial property insurance policies provide that the insurer will pay for direct physical loss of, or damage to, covered property on the covered premises caused by or resulting from a covered cause of loss. Coverage such as this would, for example, potentially apply when a building has been damaged by the hurricane. Many standard commercial property insurance policies also require the insurer to pay for the actual loss of business income.
If your business has been affected in any way by Hurricane Ian, it is imperative that you probably locate and review all potentially applicable insurance policies, if you have not done so already.
If you have any questions, want help compiling and reviewing insurance policies, require assistance in documenting or submitting claims, or need to respond to a coverage denial or pursue litigation, please contact Michael H. Sampson, Leader of Leech Tishman’s Insurance Coverage Group.
Our experienced Insurance Coverage attorneys are poised to assist policyholders at each step along the path toward insurance recovery. We can help clients identify the coverages necessary for their businesses, review proposed policies and policy language, document and submit insurance claims if and when necessary, and negotiate with insurance companies to secure coverage.
Read more about Leech Tishman’s Insurance Coverage Group here.
If and when – and only if and when – it is physically safe to do so, there are steps that a business impacted by Hurricane Ian – or by any natural disaster – can take to help maximize its potential insurance recovery for property damage and/or other losses caused by the deadly storm.
Michael H. Sampson is a Partner with Leech Tishman and a member of the firm’s Litigation Practice Group, where he leads the Insurance Coverage Group. Mike also co-leads the Cannabis Industry Group. He is also a member of the Emerging Cyber Technologies Industry Group. Based in the Pittsburgh office, Mike represents diverse clients in a variety of complex civil and commercial litigation and other matters across the country.
Mike is admitted to practice in Pennsylvania, New York, and Washington D.C. Mike focuses his insurance coverage practice on assisting policyholders across various industries to address and resolve complicated insurance coverage matters relating to commercial general liability policies, property insurance, management liability coverages, and many other types of insurance, such as cyber liability, hull and marine liability, specie insurance, and pollution liability insurance. He has helped policyholders address insurance coverage matters involving a wide range of subjects, including toxic torts, hurricane damage, COVID-19, fire, shootings, boat damage, and personal health care.